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Are pensions worth it anymore? Part 1 — Pension value explained
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TikTokinsider.78
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Here is the part that surprises people. Sacrifice 5% of an £80,000 salary and you save £80 a year in National Insurance. Do the same on £28,000 and you save £112. Employee National Insurance drops from 8% to 2% above £50,270, so the higher earner gets less out of it in actual cash. That is also why the people on £45,000 to £50,000 lose the most when the £2,000 cap lands in April 2029. HMRC counts 7.7 million people using salary sacrifice for pensions. 3.3 million of them go over the cap. Full nu
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TikTokmouthy.money.news
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