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Age 50+ alert: The mandatory Roth catch-up rule for 2026 is here. What high earners must do now

For years, high earners have loved the age 50+ catch-up contribution. With it, they could blow up their retirement savings ...

My employer is forcing me into a Roth 401(k). Is there anything I can do?

High earners have to pay tax on their catch-up 401(k) contributions and deposit them into workplace Roth accounts.

Roth IRA conversions gain traction as Gen X ages. Should you convert?

Roth IRAs are popular for tax benefits in retirement. Consider Vanguard's 'BETR' approach, other factors to see if a Roth conversion's right for you.

I Asked ChatGPT If Roth Conversions Are Still Worth It in 2026 — Here’s What It Said

One of the most commonly asked questions among investors is whether or not they should convert to a Roth IRA, and if so, when ...
Nasdaq

I Want to Convert My $640,000 401(k) to a Roth IRA. Will It Affect My Medicare Premiums?

A Roth conversion can cause your Medicare premiums to surge. That's the bad news. The good news is that this surge will be temporary, depending on your future income. The better news is that you can ...
Forbes

What To Know About The Roth Solo 401(k) In 2024?

Tax free incoe in retirement is woth celebrating in 2024. Party goers bring in the New Year celebrating on Hollywood Blvd at the Spundae New Years Eve party. (Photo by Steve Grayson/WireImage) A Roth ...
Morningstar

Roth conversions will bring my income up to $400K. I'm 68. How much should I move over?

'I know all about taxes, Medicare, growth rate, inflation, Roth conversions, etc.' "My question is how much should I convert in my 401(k) every year prior to turning 73 when required minimum ...
Nasdaq

I Will Make $200k This Year. How Can I Use a Backdoor Roth to Avoid Taxes in Retirement?

If you’re a relatively high earner, you might be locked out of making Roth IRA contributions due to the account’s associated income caps. In that case, you can instead consider a conversion, otherwise ...