Learn about initial interest rates on adjustable-rate loans, how they work, and their benefits. Find out why they're lower than fixed rates and who they benefit.

More buyers are turning to adjustable-rate mortgages, which offer lower initial rates than fixed-rate loans. Some ARMs could shave almost a percentage point off the 30-year fixed rate, recent data ...

January 21, 2025 Add as a preferred source on Google Add as a preferred source on Google Prospective homeowners face a crucial decision when choosing between fixed-rate mortgages (FRMs) and adjustable ...

Add Yahoo as a preferred source to see more of our stories on Google. What Is a 5/1 ARM? (And Should You Get One To Snag a Lower Mortgage Rate?) Prospective homebuyers have been dealt a complicated ...

Affiliate links for the products on this page are from partners that compensate us (see our advertiser disclosure with our list of partners for more details). However, our opinions are our own. See ...