Even a small rate cut could save you hundreds — or thousands — over time.

While a credit card hardship program can make your debt more manageable, it's not debt forgiveness. You're still expected to ...

OneMain Financial reports that debt consolidation combines multiple debts into one payment, simplifying finances and ...

But these advantages come with serious trade-offs. Miss a payment or fail to manage multiple cards properly, and you'll face expensive interest charges that can quickly spiral into unmanageable debt.

Home equity loans and HELOCs have lower interest rates than credit cards, encouraging some homeowners to use them to pay off their bills.

Credit cards offer convenience, security, rewards and the opportunity to build a healthy credit history. But exercise caution: When not used responsibly, debt can spiral out of control. Learning how t ...

Erin is a former writer and assigning editor on the NerdWallet Content team who now heads NerdWallet's travel business. She's a credit card and travel rewards expert at NerdWallet, based in Baltimore, ...