Knowing how credit cards work can save you headaches and cash. In a nutshell, credit cards provide access to a revolving line of credit that allows you to make purchases that can be paid off later.

With over a dozen credit cards and millions of credit card points racked up, Nancy Jiang condenses the complex world of card-churning for maximum rewards with minimum effort. Her work has been ...

Debt consolidation involves combining multiple debts into a single loan, potentially with a lower APR. Debt consolidation loans typically have fixed APRs, meaning payments won’t change from month to ...

We’ll learn how grown-ups use credit cards and get some tips for being responsible with them. Then the ghost pirates show up. Today, we’re taking it way back to Bridget and Ryan’s first episode ...

If you've ever owned a credit card before, chances are you're familiar with the term "APR," or annual percentage rate. For specifically credit cards, your purchase APR is essentially your interest ...

Interest rates were cut by a small amount, and your credit card's APR may go down even less. Here's how to save real money on ...

Interest rates affect many of Americans’ financial moves, yet you might not really know how they work. You’re probably most familiar with interest rates as the figure that makes your credit card bills ...

Look at transferring your balance to a low or zero-percent card or consolidating your debt in a personal loan.

If you were hoping the Federal Reserve's recent rate cut, its first of 2025, was going to make your credit card debt easier to pay off, the reality is that there are many other, more important, ...

The spread between personal loan and credit card rates has become historically wide. Credit card marketing costs and consumer habits may be the cause. You can use this information to your advantage, ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

Home equity loan interest rates are declining again. Here's how much a $90,000 home equity loan costs monthly now.