A Roth IRA conversion allows you to transfer funds from a traditional IRA to a Roth IRA, but you must pay taxes on the converted amount upfront while benefiting from tax-free withdrawals later.

Roth conversions, which transform traditional IRAs into Roth IRAs, are a powerful retirement and tax tool. Here are eight ...

The bottom line: Roth conversions are a powerful financial tool for seniors and this maneuver could be boosted by Trump’s new ...

I found your column "Do Roth IRA conversions still make sense with the passage of the GOP tax law?" very helpful and I better understand the strategic choice a conversion to a Roth IRA represents. My ...

It might seem counter intuitive to decide to pay MORE taxes now, rather than defer them, but in some cases, that can be a smart, tax-efficient strategy. Have I piqued your curiosity? I want ...

Converting to a backdoor Roth IRA via an IRS "loophole" is an estate planning tool that gives heirs tax-free income in ...

Looking to save more for retirement? Opening a traditional IRA or Roth IRA can be one of the best money moves you ever make. I recently opened a Roth IRA myself -- a choice that will likely save me ...

The IRS raised 2026 tax brackets and deductions, giving retirees more room to keep their income tax-free. Here's how to make ...

A traditional IRA provides up-front tax breaks that make investing easier. A Roth IRA offers tax savings in retirement and can help you avoid taxes on Social Security. The right account for you will ...

If you're a new investor, you have several decisions to make. For example, you must determine where to invest. Ideally, you want an investment vehicle that allows your money to grow steadily over time ...

UnitedHealth Group Incorporated (NYSE:UNH) is included in our list of the 11 Best Roth IRA Stocks to Invest in Now. Bernstein raised its price target on UnitedHealth Group Incorporated (NYSE:UNH) from ...

Merck & Co., Inc. (NYSE:MRK) is included in our list of the 11 Best Roth IRA Stocks to Invest in Now. Merck & Co., Inc. (NYSE:MRK) showcased the potential of enlicitide decanoate, an investigational ...